Supplemental Insurance
Extra protection when you need it most. Cash benefit plans for critical illness, accidents, and hospital stays.
What Is Supplemental Insurance?
Supplemental insurance works alongside your primary health plan to provide additional financial protection. Unlike regular insurance that pays providers, supplemental plans pay cash benefits directly to you — money you can use however you need.
Types of Supplemental Coverage
We offer several types of supplemental protection:
- Critical Illness: Lump-sum payment upon diagnosis of covered conditions (cancer, heart attack, stroke)
- Accident Insurance: Cash benefits for injuries from accidents, including ER visits and fractures
- Hospital Indemnity: Daily cash benefits during hospital stays
- Short-Term Disability: Income replacement when you can't work due to illness or injury
- Cancer Insurance: Specialized coverage for cancer diagnosis and treatment
Why You Need Supplemental Coverage
Even with good health insurance, a serious illness or accident can result in significant out-of-pocket costs. Between deductibles, copays, and non-medical expenses like travel and lost wages, the financial burden adds up quickly. Supplemental insurance fills these gaps.
Frequently Asked Questions
Ready to Get Covered?
Talk to a licensed agent today. We will compare plans, explain your options, and help you enroll — all at no cost to you.