Resources & Frequently Asked Questions

Find answers to common insurance questions and learn more about your coverage options. If you don't see what you're looking for, our agents are happy to help.

Frequently Asked Questions

Browse our most commonly asked questions organized by topic.

General Insurance Questions

Health Insurance

Medicare

Life Insurance

Enrollment & Eligibility

Still Have Questions?

Our licensed agents are here to provide personalized answers and help you find the right coverage. Consultations are always free and no-obligation.

Speak With An Agent Read Our Blog

Resources & Frequently Asked Questions

Frequently Asked Questions

General Insurance Questions

What does an insurance broker do?

Is there a cost for your services?

How do I know which type of insurance I need?

Can you help me if I already have insurance?

Health Insurance

What is the ACA marketplace?

What's the difference between HMO and PPO plans?

What happens if I miss Open Enrollment?

Do I qualify for a subsidy?

Medicare

When am I eligible for Medicare?

What's the difference between Original Medicare and Medicare Advantage?

Do I need a Medigap policy?

Can I change my Medicare plan after enrolling?

Life Insurance

How much life insurance do I need?

What's the difference between term and whole life insurance?

Can I get life insurance without a medical exam?

At what age should I buy life insurance?

Enrollment & Eligibility

What documents do I need to enroll?

How long does the enrollment process take?

Can I enroll at any time of year?

What if I lose my employer coverage?

Still Have Questions?